Scan to Pay
Scan to pay process
Dynamic QR Code
Merchant generates a QR code (one time single payment) and displays it to the user
Merchant sends total amount and OrderId to the Payment Service Provider (PSP) Gateway The PSP Sends tghe info the database and generates a one time usable QR Code URL
The PSP Returns the QA Code URL to the Cashiers computer
Consumer Scans and pays
Consumer opens up digital wallet app and scans the code
Total amount is displayed adn consumer clicks the pay button Wallet app notifies the PSP that the QR code has been paid
the PSP notifies the merchant that the consumer has paid the given QR Code